Insurance
We are in network with:
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Horizon Blue Cross Blue Shield of New Jersey
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Blue Cross Blue Shield Bluecard PPO
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Blue Cross Blue Shield Federal Employee Program
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Aetna
* We are not in network with any NJ FamilyCare plans such as Horizon NJ Health, Wellcare, Amerigroup, Aetna Better Health, UnitedHeathcare Community Plan, or Fidelis Care.
Out-of-Network Plans:
We are an out-of-network (OON) provider with all other insurance plans. However, we are happy to work with all clients who would like to use their OON benefits. We advise the following:
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Please contact your insurance company to determine if you have OON benefits.
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Ask if there is a deductible as this must be met before your plan begins to pay. Deductibles vary from plan to plan, and can range from a few hundred to a few thousand dollars.
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All deductible payments and/or cost-sharing fees (copay, coinsurance) are due at the time of service.
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Depending on your insurance, we will either submit a claim on your behalf or provide you with a "superbill" receipt for you to submit to your insurance company for reimbursement or credit toward your deductible.
Out of Pocket:
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Good Faith Estimate - per the No Suprises Act For we will provide you with a "good faith" estimate of what you can expect to pay out of pocket for services.
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Sliding Scale - in some instances, we are able to offer services to clients on a sliding scale due to economic hardship and is based a client's financial situation, family income, and how much one can realistically afford.
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Length and frequency of session visits may be adjusted to accommodate a client's financial ability to pay without sacrificing the integrity and benefit of therapy.